Open Enrollment 2026 - 2027
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2027 MONTHLY HEALTHCARE PREMIUMS
HCPS Share % of Cost Employee Share % of Cost Total Rate HCPS Increase Employee Increase PREMIER POS Employee $925.26 87.3% $134.64 12.7% $1,059.90 $72.52 $15.00 Employee & Child $1,205.30 74.8% $405.80 25.2% $1,611.10 $103.04 $30.00 Employee & Spouse $1,527.84 75.1% $506.96 24.9% $2,034.80 $138.02 $30.00 Employee & Children $1,859.16 76.3% $578.44 23.7% $237.60 $201.28 - Employee & Family $2,214.12 71.8% $869.82 28.2% $3,083.94 $214.64 $40.00 STANDARD POS Employee $830.24 90.2% $90.00 9.8% $920.24 $67.98 $8.00 Employee & Child $1,135.54 81.2% $263.32 18.8% $1,398.86 $99.50 $16.00 Employee & Spouse $1,424.22 80.6% $342.50 19.4% $1,766.72 $129.88 $16.00 Employee & Children $1,719.34 81.2% $397.16 18.8% $2,116.50 $174.76 - Employee & Family $2,049.46 76.5% $628.06 23.5% $2,677.52 $189.08 $32.00 ANTHEM HDHP (HSA) Employee $553.82 91.3% $52.84 8.7% $606.66 $42.10 $8.00 Employee & Child $824.76 83.3% $165.06 16.7% $989.82 $65.74 $16.00 Employee & Spouse $956.26 81.3% $219.70 18.7% $1,175.96 $81.10 $16.00 Employee & Children $1,123.98 83.1% $229.00 16.9% $1,352.98 $111.72 - Employee & Family $1,239.22 75.7% $397.70 24.3% $1,636.92 $103.16 $32.00 -
2026 MONTHLY HEALTHCARE PREMIUMS General Government & Education County Share Employee Share Total Rate County Increase Employee Increase Premier POS Employee $852.74 $119.64 $972.38 $59.06 $20.00 Employee & child $1,102.26 $375.80 $1,478.06 $80.18 $40.00 Employee & spouse $1,389.82 $476.96 $1,866.78 $111.78 $40.00 Employee & children $1,657.88 $578.44 $2,236.32 $181.82 $- Employee & family $1,999.48 $829.82 $2,829.30 $170.04 $60.00 Standard POS Employee $762.26 $82.00 $844.26 $48.64 $20.00 Employee & child $1,036.04 $247.32 $1,283.36 $64.34 $40.00 Employee & spouse $1,294.34 $326.50 $1,620.84 $91.78 $40.00 Employee & children $1,544.58 $397.16 $1,941.74 $157.88 $- Employee & family $1,860.38 $596.06 $2,456.44 $139.72 $60.00 High-Deductible (HDHP with HSA) Employee $511.72 $44.84 $556.56 $25.26 $20.00 Employee & child $759.02 $149.06 $908.08 $33.84 $40.00 Employee & spouse $875.16 $203.70 $1,078.86 $47.72 $40.00 Employee & children $1,012.26 $229.00 $1,241.26 $100.92 $- Employee & family $1,136.06 $365.70 $1,501.76 $62.10 $60.00
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Henrico County Health Plan
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Summary of Benefits and Coverage
NEW for 2027
Personalized Health Support for You & Your Family
Looking for support through fertility, pregnancy, parenting, or menopause? Maven is a new 24/7 virtual health resource available in 2027 to help you and your family navigate important health and family-building journeys.
Maven provides:
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Unlimited virtual visits and messaging with specialized health professionals
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24/7 access to a personal care team
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Fertility and family-building support
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Maternity, doula and lactation support
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Parenting and pediatric resources
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Menopause and midlife health support
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Expert articles, videos and on-demand classes
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Breast milk shipping support for work-related travel
Maven is available at no cost to employees and their covered spouses and dependents enrolled in an Anthem medical plan.
NEW for 2027 — Make Maven part of your family’s health-care support team!
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You must reenroll in the flexible spending account each year to participate. The 2027 annual maximum for health care FSA is $3,400 with a $680 carryover. The annual maximum for dependent care is $7,500 and there is no carryover.
If you enroll in the HealthKeepers HDHP with HSA plan you cannot enroll in the Health Care FSA.
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Beneshop Online Store: The Beneshop provides low-cost options on thousands of eligible flexible spending account and health savings account products.
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FSA Online Store - You can purchase FSA-eligible items at the FSA store, including testing, weight loss, mental health, aligners and optical equipment.
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All benefit-eligible employees may voluntarily elect to participate in the Sick Leave Bank program. When employees under the Virginia Retirement System Hybrid Plan reach the one-year eligibility waiting period to use the short-term disability program through the third-party vendor, they are no longer eligible to participate in the Sick Leave Bank. This restriction is due to the additional leave benefits received through short term disability.
An eligible employee may participate in the Sick Leave Bank by donating the hourly equivalent of one workday of sick leave.
An employee may enroll within the first 31 days of employment. A benefit-eligible employee who does not enroll when first eligible may do so between any subsequent benefit open-enrollment period by submitting an application for Sick Leave Bank membership. Completed forms should be returned to the HCPS payroll office at hcpspayroll@henrico.k12.va.us.
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VRS Hybrid Plan members: If you elected Metlife coverage when hired, you cannot make changes during Open Enrollment.
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Henrico County offers voluntary benefits to full-time and part-time benefit-eligible employees.
How to Enroll
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Schedule a virtual oronsite appointment with a Pierce Insurance benefits counselor
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Or call (800) 421-3142
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Contact Information
HCPS Benefits Department
804-652-3624
